IDA - Individual Development Account

Individual Development Accounts, or IDA’s are matched savings accounts that change the financial futures of qualifying Oregonians with lower incomes or limited financial resources. With the partnership of CASA of Oregon as an intermediary organization, MERIT can provide direct service management to savers, financial education, asset training and coaching. Participants of the IDA open a savings account in a financial institution with the purpose of saving and building business assets. Savings dollars are matched 3 to 1 through a grant from the Oregon IDA Initiative.


Clients participating in the program improve their financial well-being, build a foundation for continued economic growth and receive on-going support and training in small business development enabling them to succeed as small business owners.

If you're interested in saving up to $12,000.00 for your business, or would like to know if you qualify or just want MORE INFORMATION email:

Classes & Workshops

Explore & Define Your Business


Explore and define your business concept, create an elevator pitch, network with other businesses, start working on your financial plan and learn how MERIT can help you make your dream of starting or expanding your business into a reality!


Personal Finance:


Learn about banking, credit, budgeting, create an action plan to improve your credit, risk management, investing and more!


Launch Your Business:


Ready to take your business idea to the next level? We will provide training and on-going one on one coaching

through your journey. Network with other start-ups, get feedback on your concept, and create a feasibility plan.

Business Finance:


By the end of the class you will learn a general orientation about cash flow, balance sheet, business taxes, access to capital, business insurance & succession planning and more! It is a great opportunity to get a broad education on the necessities of running a business!

MERIT also holds workshops throughout the year ranging from Bookkeeping, to Business Taxes, to Marketing and more. 

If you would like to sign-up/ register for a class, have questions about the content, schedule or anything else regarding our workshops and want MORE INFORMATION email:

Vision Accounting Services

The Vision program started as a pilot program in 2017 with the intention to assist business owners with affordable financial services that include bookkeeping and Quickbooks training. It was started with college interns that were working towards a business degree and trained in QuickBooks by a staff member proficient in bookkeeping and QuickBooks. Local accounting firms were also included to guide the interns to ensure that the skills learned are up to industry standards.


The Vision program has also taken a great complement with the IDA program, given that there are certain criteria business owners have to achieve, one of which, is business financials. These include cash flow projection, profit and loss statement development, as well as balance sheets and more.

MERIT's Vision program has helped dozens of business owners all across the Salem area as well as rural communities within Marion county.

Vision services are provided at a fractional rate; if you have any questions about Vision or your books, or just want MORE INFORMATION please email: