Individual Development Account

Individual Development Accounts or IDA’s are matched savings accounts that change the financial futures of qualifying Oregonians with lower incomes or limited financial resources.


With the partnership of CASA of Oregon as an intermediary organization, MERIT can provide direct service management to savers, financial education, asset training, and coaching.


Participants of the IDA open a savings account in a financial institution with the purpose of saving and building business assets. Savings dollars are matched 3 to 1 through a grant from the Oregon IDA Initiative.


Clients participating in the program improve their financial well-being, build a foundation for continued economic growth, and receive on-going support and training in small business development enabling them to succeed as small business owners.

If you're interested in saving up to $12,000.00 for your business, would like to know if you qualify, or just want more information email us @

*We are currently not accepting new enrollments due to low funding.*